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The Mortgage Bankers Association (MBA) announced their most current data (averages for contract interest rates):
30 Year Fixed Interest Rate = 4.63 %
15 Year Fixed Interest Rate = 4.48 %
1 Year Adjustable Rate Mortgage = 6.22 %
Source: Mortgage Bankers Association (MBA)
Not all fertilizers are created equally...
Beyond the analysis of the Nitrogen-Phosphorous-Potash numbers, there is the need to understand how the inorganic or organic chemicals are processed by one's soil.
First, a distinction about organic and inorganic lawn fertilizers... The organic group promises to be healthier for the soil, offer more long-term soil benefits, and have less or no harmful salts. The common products are Milorganite-brand name and (newer) chicken manure. They may cost more and have less nitrogen production. Nitrogen, as you may know, creates the greening of the lawn. Still, adapting to this product type may have preferred long-term soil and lawn benefits.
Most lawn fertilizers you'll find at your garden center are from inorganic chemicals. To get maximum results from your choice of fertilizer, you should look for the "W-I-N" percentage, or water insoluble nitrogen percentage. A high "W-I-N" number is preferred--it equates to the lasting application of nitrogen being applied to the soil and lawn. In other words, it is being used more slowly by the soil; you'll get extra weeks of greening.
An example of an un-named product and sample chemical is shown here:
(Article content solely that of Dan Bonner, horticulurist and garden enthusiast, 2009.)
If you're a home owner or land owner and just recently received your real property assessment information from your city or county assessment office, please note that this valuation is not to be considered your property's market value or appraised value.
The purpose of issuing assessments is to establish a basis for setting revenues for the respective municipality (your city or county government).
Your property's market value or appraised value is determined by an appraisal. This is a valuation which, generally, is a different value than the assessment.
Your property's appraised value may be more than the assessment number. So, if you are seeking to have renewed confidence in your "wealth", don't panic about the assessment.
Plus, the real value of your property becomes known when you sell.
See Terminology
The Mortgage Bankers Association (MBA) announced their most current data (averages for contract interest rates):
30 Year Fixed Interest Rate = 4.89 %
15 Year Fixed Interest Rate = 4.52 %
1 Year Adjustable Rate Mortgage = 6.20 %
Source: Mortgage Bankers Association (MBA)
With spring now 2 days away--and with spring weather almost becoming warmer--we can begin to get back to the outside activities.
First.. as a suggestion, if you do not have a ph meter, make this a priority to have one.
You'll want to know the ph rating of your lawn (if you have lawn). The norm for a "healthy" lawn is the "6.5 range".
As you near 7.0, the lawn will be too alkaline; the fertilizer will not be as effective.
Considerably less than 6.0, and your lawn will benefit from an application of dolomitic lime.
So, Step #1- Find out the lawn and soil ph. Then, do what it takes to improve the soil. Then, go garden.
Dan Bonner has launched a new site to better serve home owners who need help in selling their homes and avoiding loan foreclosure.
The site will provide detailed assistance also to buyers in search of "short sales". Save time and money in becoming informed as to the procedure which must be followed to be successful. Dan is ready to help.
The Mortgage Bankers Association (MBA) announced their most current data (averages for contract interest rates):
30 Year Fixed Interest Rate = 4.96 %
15 Year Fixed Interest Rate = 4.54 %
1 Year Adjustable Rate Mortgage = 6.21 %
Source: Mortgage Bankers Association (MBA)
Anyone in need of knowing where to turn for financial help may want to start here with the following sources.
1) HUD Approved Housing Counseling Agencies
2) Virginia Cooperative Extension -- Prevention of Foreclosures
The Mortgage Bankers Association (MBA) announced their most current data (averages for contract interest rates):
30 Year Fixed Interest Rate = 5.14 %
15 Year Fixed Interest Rate = 4.73 %
1 Year Adjustable Rate Mortgage = 6.13 %
Source: Mortgage Bankers Association (MBA)
